diff --git a/arma/server/addons/transport/functions/fnc_initTransportService.sqf b/arma/server/addons/transport/functions/fnc_initTransportService.sqf
index e6f086e..e2c352b 100644
--- a/arma/server/addons/transport/functions/fnc_initTransportService.sqf
+++ b/arma/server/addons/transport/functions/fnc_initTransportService.sqf
@@ -188,6 +188,8 @@ GVAR(TransportServiceBase) = compileFinal createHashMapFromArray [
             _result
         };
 
+        private _personalSourceAttempted = false;
+        private _allowOrgFallback = false;
         if !(isNil QEGVAR(bank,BankStore)) then {
             private _account = EGVAR(bank,BankStore) call ["get", [_uid, ""]];
             if (_account isEqualTo createHashMap) then {
@@ -195,28 +197,35 @@ GVAR(TransportServiceBase) = compileFinal createHashMapFromArray [
             };
 
             if (_account isNotEqualTo createHashMap) then {
-                private _source = "";
-                if ((_account getOrDefault ["bank", 0]) >= _amount) then {
-                    _source = "bank";
-                } else {
-                    if ((_account getOrDefault ["cash", 0]) >= _amount) then {
-                        _source = "cash";
-                    };
+                private _bankBalance = _account getOrDefault ["bank", 0];
+                private _cashBalance = _account getOrDefault ["cash", 0];
+                private _source = ["", "bank"] select (_bankBalance >= _amount);
+                if (_source isEqualTo "" && { _cashBalance >= _amount }) then {
+                    _source = "cash";
                 };
 
                 if (_source isNotEqualTo "") then {
+                    _personalSourceAttempted = true;
                     private _charge = EGVAR(bank,BankStore) call ["chargeCheckout", [_uid, _source, _amount, true]];
-                    if (_charge getOrDefault ["success", false]) exitWith {
+                    if (_charge getOrDefault ["success", false]) then {
                         EGVAR(bank,BankStore) call ["save", [_uid]];
                         _result set ["success", true];
                         _result set ["source", _source];
                         _result set ["message", format ["%1 charged $%2 from your %3.", _label, [_amount] call EFUNC(common,formatNumber), _source]];
+                    } else {
+                        _result set ["message", _charge getOrDefault ["message", format ["Unable to charge %1 from your %2.", _label, _source]]];
                     };
+                } else {
+                    _allowOrgFallback = true;
                 };
+            } else {
+                _result set ["message", "Bank account could not be loaded for transport billing."];
             };
+        } else {
+            _result set ["message", "Bank service is unavailable for transport billing."];
         };
 
-        if !(isNil QEGVAR(economy,SEconomyStore)) then {
+        if (!(_result getOrDefault ["success", false]) && { !_personalSourceAttempted } && { _allowOrgFallback } && { !(isNil QEGVAR(economy,SEconomyStore)) }) then {
             private _orgCharge = EGVAR(economy,SEconomyStore) call ["chargeOrg", [_unit, _amount, _label, true]];
             if (_orgCharge getOrDefault ["success", false]) exitWith {
                 _result set ["success", true];